In any business, major part of working capital requirement would consist of maintenance of inventory of raw materials, finished goods, semi-finished goods, spares and stores etc. Maintaining adequate stocks in trade will be the requirement in trading concern. Banks provide finance against this type of inventories in the form of cash credit services where the drawings will be allowed against stock of goods. It is a continuous account facility where withdrawals and deposits are allowed. Providing security would be required by any bank or finance lending institution offering 現金化. The guarantee rights are transferred to the lender, who will have access to it till the full payment of loan. As any loan cash credit will have a predetermined limit which borrower cannot cross.
クレジット現金化 facilities are classified in two types based on the type of charge on goods taken as security by bank. They are Cash credit – Pledge and cash credit – hypothecation. In the former one possession of the goods is with the bank as well as drawings in the account will be linked with the actual movement of the goods from/to possession of bank. The physical control of the goods is enjoyed by the bank. In the later one possession of goods remain with the borrower and a floating charge over the stocks is created in favour of the bank. Completely control over the goods is given to the borrower and the drawings in the account are permitted on the stock statement base submitted by the borrower.
Cash credit and 消費者金融 facility not only fulfills the urgent requirement but also helps to establish long-term business relation with a lender. This enables the entrepreneur to take advantage of various assistance programs offered by lender. Businesses with bad credit record may opt for payday loans, which is the easiest option of obtaining a loan and can be obtained within 24 hours.
クレジット現金化 facilities are classified in two types based on the type of charge on goods taken as security by bank. They are Cash credit – Pledge and cash credit – hypothecation. In the former one possession of the goods is with the bank as well as drawings in the account will be linked with the actual movement of the goods from/to possession of bank. The physical control of the goods is enjoyed by the bank. In the later one possession of goods remain with the borrower and a floating charge over the stocks is created in favour of the bank. Completely control over the goods is given to the borrower and the drawings in the account are permitted on the stock statement base submitted by the borrower.
Cash credit and 消費者金融 facility not only fulfills the urgent requirement but also helps to establish long-term business relation with a lender. This enables the entrepreneur to take advantage of various assistance programs offered by lender. Businesses with bad credit record may opt for payday loans, which is the easiest option of obtaining a loan and can be obtained within 24 hours.
